The Scotia Momentum Visa Infinite credit card is a premium option from Scotiabank that offers a variety of benefits for Canadians looking for a credit card with cash back rewards, travel insurance and purchase protection.
The card offers up to 4% cash rewards on grocery purchases, gas, public transportation and recurring bills. It also includes travel insurance that covers trip cancellation, medical expenses and lost luggage. In addition, the card offers purchase protection that covers damage or theft of eligible purchases for up to 90 days after purchase.
How to apply for the Scotia Momentum Visa Infinite card?
To apply for the Scotia Momentum Visa Infinite credit card, you can do the following:
- Online: Visit the Scotiabank website and click on the “Apply” button. You will need to provide your name, address, telephone number, e-mail address, income and employment information. You will also need to answer a few questions about your credit history;
- By phone: Call 1-800-345-1000 and apply for a card. You will need to provide the same information as you would if you applied for the card online;
- In person: Visit a Scotiabank branch and apply for a card. You will need to provide the same information as if you were applying for the card online or over the phone.
To be eligible for the Scotia Momentum Visa Infinite card, you must:
- Be a Canadian resident;
- Be at least 18 years old;
- Have a good credit history;
- Have an annual income of at least $60,000;
- Once your application has been approved, you will receive your card within a few business days.
Here are the specific steps to apply for the Scotia Momentum Visa Infinite credit card online:
- Visit the Scotiabank website and click on the “Apply” button.
- Click on the “Credit Cards” button and select the Scotia Momentum Visa Infinite card.
- Read the terms and conditions of the card and click on the “I agree” button.
- Provide your personal information, including your name, address, telephone number, e-mail address, income and employment information.
- Provide information about your credit history.
- Click on the “Send” button.
- After submitting your application, you will receive a confirmation email from Scotiabank. Scotiabank will evaluate your application and contact you if you are approved or not.
If you are approved, you will receive your card within a few working days.
Which card brand
The Scotia Momentum Visa Infinite card is a Visa Infinite card. This means that it is accepted at millions of merchants worldwide and offers exclusive Visa Infinite benefits, such as airport lounge access and priority customer service.
Visa is one of the most popular credit card brands in the world. It is accepted at millions of merchants in over 200 countries and territories. Visa also offers a variety of benefits to cardholders, such as purchase protection and extended warranties.
Does this card have an annual fee?
The annual fee for the Scotia Momentum Visa Infinite card is $129. However, the first annual fee is free for new cardholders.
The Scotia Momentum Visa Infinite card offers a variety of benefits, including cash back rewards, travel insurance and purchase protection. The card’s annual fee is a cost that cardholders should consider when deciding if the card is right for them.
Here are some factors to consider when evaluating the cost of a card’s annual fee:
- The value of the rewards you can earn with the card;
- The card’s benefits, such as travel insurance and purchase protection;
- Your budget;
- If you believe that the card’s benefits are worth the cost of the annual fee, then the Scotia Momentum Visa Infinite card may be a good option for you.
Is there a minimum income requirement to apply for this card?
The minimum income to apply for the Scotia Momentum Visa Infinite card is $60,000. This is an eligibility requirement for the card, which is used to assess the applicant’s risk of default.
The Scotia Momentum Visa Infinite card is a premium credit card that offers a variety of benefits, including cash back rewards, travel insurance and purchase protection. The minimum income requirement of $60,000 is a way of ensuring that cardholders have the ability to pay their bills on time.
If you don’t meet the minimum income requirement, you may still be eligible for the Scotia Momentum Visa Infinite card. Scotiabank will consider other factors when assessing your application, such as your credit history and spending profile.
Main benefits of the Scotia Momentum Visa Infinite card
The Scotia Momentum Visa Infinite credit card is a premium card that offers a variety of benefits for Canadians looking for a credit card with cash rewards, travel insurance and purchase protection.
Cash rewards
One of the main benefits of the Scotia Momentum Visa Infinite card is its cash rewards offer. The card offers up to 4% cash rewards on grocery purchases, gas, public transportation and recurring bills.
Travel insurance
The Scotia Momentum Visa Infinite card also offers travel insurance, which can help protect cardholders in the event of an emergency. The insurance includes cover for trip cancellation, medical expenses and lost luggage.
Purchase protection
The Scotia Momentum Visa Infinite card also offers purchase protection, which can help protect cardholders against damage or theft of eligible purchases. The protection includes cover for up to 90 days after purchase.
Other benefits
In addition to the benefits mentioned above, the Scotia Momentum Visa Infinite card also offers other benefits, such as:
- Access to VIP lounges at airports;
- Priority customer service;
- Concierge.
How do I download the Scotiabank application?
The Scotiabank app is a digital banking app that allows Scotiabank customers to access their bank accounts, credit cards and other products and services. The app is available for iOS and Android devices.
Step by step
To download the Scotiabank app, follow these steps:
- Open the App Store or Google Play Store on your device.
- Search for “Scotiabank”.
- Tap on the Scotiabank app in the search results.
- Tap the “Get” or “Install” button.
- Follow the on-screen instructions to complete the installation.
How to request a duplicate card
There are two ways to request a duplicate Scotia Momentum Visa card:
1. Online
- Go to the Scotiabank website;
- Log in to your account;
- Click on the “Credit cards” section;
- Click on the “Request a duplicate” button;
- Follow the on-screen instructions to complete the request.
2. Via the Scotiabank application
- Open the Scotiabank application;
- Tap on the “Cards” button;
- Tap on the card for which you want to request a duplicate;
- Tap the “Request a duplicate” button;
- Follow the on-screen instructions to complete the request.
Contatcts
Here are the contact details for Scotia Bank in Canada:
Phone
- Toll-free number: 1-800-4SCOTIA (1-800-472-6842)
- International number: (416) 701-7200
Live chat
- Go to the Scotiabank website and click on the “Live Chat” button at the bottom of the screen.
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