How to apply for the OCBC Titanium Rewards



The OCBC Titanium Rewards Credit Card is not just another in the vast universe of financial options. It’s a card that promises to revolutionize the way you view rewards and benefits. With a differentiated proposal, it has been gaining space in the wallets of many consumers attentive to new developments.

The digital era has transformed our relationship with money and, consequently, with payment instruments. We seek practicality, safety and, of course, advantages that bring us savings on a daily basis. It is in this context that OCBC Titanium stands out, with an exclusive rewards and benefits program. So why not explore this card a little more and find out what it can offer you? Dive into this article, discover the features of OCBC Titanium Rewards and understand why it could be the ideal choice for your financial needs.

How do I apply for the OCBC Titanium Rewards Card?

Applying for the OCBC Titanium Rewards card is a simple and straightforward process. However, it is essential to pay attention to each step to ensure everything runs smoothly. Below, we present an objective step-by-step guide for you to get your card without complications.

OBC Titanium Rewards
  • Access the Official Website : The first step is to visit the official OCBC website. There, you will find a specific section for credit cards. Click on the “OCBC Titanium Rewards” option.
  • Fill in the Form : A request form will be presented. Enter all requested information, such as full name, CPF, monthly income, among others. Make sure you provide up-to-date and correct data.
  • Submission of Documentation : In some cases, it may be necessary to submit additional documents to prove income or identity. Check the required documents and, if requested, upload them directly to the website or send them through the indicated channels.
  • Wait for Approval : After submitting your request, the bank will analyze your profile and credit history. This process may take a few days. Keep an eye on your email and telephone number, as the bank may contact you to request additional information or communicate the decision.
  • Receive your Card : Once approved, your card will be sent to the address provided. When you receive it, don’t forget to unlock it by following the instructions that come with the card.



With these simple steps, you’ll be on your way to enjoying all the benefits and rewards the OCBC Titanium Rewards Card has to offer. Good shopping!

What is the card brand?

The brand of the OCBC Titanium Rewards Credit Card is Visa. The card has national and international acceptance, which means it can be used for purchases around the world.

Does this card have an annual fee?


The OCBC Titanium Rewards Credit Card has an annual fee of SGD 249.90 per year. However, there is an annual fee exemption for the following customers:

  • Customers with an average monthly balance of SGD 5,000 or more in any OCBC Bank Singapore account;
  • Customers who spend at least SGD 10,000 on card purchases each year.

Is a minimum income required to apply for this card?

Minimum income is required to apply for the OCBC Titanium Rewards Credit Card. The minimum income requirement is SGD 30,000 per year for Singapore residents and SGD 60,000 per year for foreign residents.


In addition to the minimum income, the applicant must also meet the following criteria:

  • Be at least 21 years old;
  • Have a positive credit history;
  • Be a Singapore resident or foreigner with a valid passport.

Main benefits of the OCBC Titanium Rewards card


Thinking about the most demanding consumers, OCBC Titanium Rewards offers a series of benefits that aim to improve the shopping experience and provide more convenience. See below the main benefits that holders of this card can enjoy:

OCBC Titanium Rewards
  • Enhanced Points Program : Earn more points for every dollar spent, which can be redeemed for a wide range of rewards, including airline tickets, products and vouchers from partner stores.
  • Airport Lounge Access : Travel in style and comfort by enjoying free or discounted access to lounges at select airports around the world.
  • Free Travel Insurance : Travel with peace of mind knowing you’re covered by comprehensive travel insurance every time you buy tickets using your card.
  • Restaurant and Store Discounts : Enjoy exclusive discounts and special offers at a selection of partner restaurants, stores and establishments in Singapore and abroad.
  • Flexible Installments : Flexibility to pay purchases in several interest-free installments, making it easier to manage larger expenses.
  • 24/7 Concierge Service : Rely on a dedicated concierge service to assist with bookings, recommendations and other services, whether you are in Singapore or traveling.
  • Purchase Protection : Feel secure when shopping with OCBC Titanium Rewards as it offers protection against theft or accidental damage to products purchased with the card, within a specific period of time after purchase.

How to download the OCBC Titanium Rewards app?

The OCBC Titanium Rewards app was developed offering users an intuitive and efficient way to manage their finances and enjoy card benefits. See below the simplified step-by-step guide to download and install the application:

OCBC Titanium Rewards
  • Access the App Store : On your smartphone or tablet, open the app store corresponding to your device’s operating system, be it the App Store (for iOS devices) or Google Play (for Android).
  • Search for the Application : In the store’s search bar, type “OCBC Titanium Rewards” and press “Search” or “Enter”.
  • Select the Right App : Locate the official OCBC Titanium Rewards app in the list of results. It must have the bank’s logo and reliable developer information.
  • Click “Install” : Tap the “Install” or “Get” button to start downloading the app.
  • Wait for Installation : The app will automatically download and install on your device. This process may take a few seconds or minutes, depending on your connection speed.
  • Open the App : Once installed, you can open the app directly from the store or find it in your device’s app menu.
  • Log in : When opening the application for the first time, you will need to log in with your OCBC credentials or perform an initial registration.

And ready! With these simple steps, you will have the OCBC Titanium Rewards app installed on your device, ready to help you manage your card and enjoy its benefits with greater convenience and efficiency.

How do I request a duplicate card?

First, contact the OCBC Customer Service Center. The phone number can be found on the bank’s official website or in previous correspondence sent to you. When speaking to an attendant, inform them of the need for a duplicate, whether due to loss, theft or damage to the card.

The attendant will likely ask for some information to confirm your identity. Be prepared to provide details such as your full name, CPF or other personal details that may be requested.

After confirmation, the attendant will begin the process of issuing a duplicate of the OCBC Titanium Rewards card. At this time, it is also advisable to ask about possible fees associated with issuing the new copy, to be aware of any additional charges.

How to contact OCBC Titanium Rewards?

Communicating efficiently with your financial institution is essential to resolve doubts, resolve problems or even obtain information about services and products. If you need to contact OCBC Titanium Rewards, here are the main means of communication available:

  • Call Center : +65 6395 2222
  • Online Chat : On the official OCBC website, there is often a live chat option where you can chat in real time with a customer service representative.
  • E-mail : For questions that do not require an immediate response or to send documents and evidence, e-mail may be a convenient option. Check the official website for the OCBC Titanium Rewards contact email address.
  • Bank Branches : If you prefer in-person service, you can visit one of the OCBC branches. There, trained staff will be available to help.
  • Social Media : Many banks, including OCBC, have an active presence on social media such as Facebook, Twitter and Instagram. These channels can be used for general inquiries or to stay up to date with the latest news.
  • Postal Correspondence : For formal communications or sending documents, you can opt for traditional postal correspondence, sending your letter to the bank’s official address.
  • Mobile App : The OCBC Titanium Rewards app, in addition to managing your account, often has a contact or support section, facilitating direct communication via your mobile device.

When contacting us, remember to always have relevant information at hand, such as your customer number or account details, to speed up service. Regardless of the channel chosen, OCBC Titanium Rewards is committed to providing efficient and satisfactory service.

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