How to apply for the MBNA True Line Mastercard Credit Card



Applying for the MBNA True Line Mastercard card is a process that allows interested parties to obtain a widely recognized payment method, with several associated benefits. This card, issued by MBNA, one of the main financial institutions, uses the Mastercard network, guaranteeing global acceptance and a series of advantages for its users.

Throughout this introduction, we will cover the main points to consider when applying for this card and the advantages it can bring to your financial management.

How do I apply for the MBNA True Line Mastercard credit card?

To apply for the MBNA True Line Mastercard, follow the steps below:

MBNA True Line Card
  1. Research and Information : Before beginning the application process, it is advisable to investigate all features, benefits, fees and requirements of the MBNA True Line Mastercard. Visit the official MBNA website or view promotional materials for this information.
  2. Requirements : Generally, financial institutions require applicants to meet certain requirements, such as minimum age, minimum income, and a good credit history.
  3. Documentation : Prepare the necessary documentation. Generally, you will need to provide:
    • Proof of identity (e.g. identity card or passport);
    • Proof of income (e.g. payslips or bank statements);
    • Proof of residence (e.g. water, electricity or telephone bills).
  4. Online Application Process :
    • Access the official MBNA website .
    • Locate the page or section dedicated to the MBNA True Line Mastercard.
    • Click the button, usually titled “Request Now” or “Apply.”
    • Complete the request form with all requested personal and financial information.
    • Please review all information before submitting to ensure everything is correct.
    • Submit the form.
  5. Approval : After submitting your application, MBNA will review your information and check your credit history. You may receive an instant response or you may have to wait a few days.
  6. Card Receipt : If your request is approved, the card will be sent to the address provided during the application process. When you receive it, follow the instructions to activate it.
  7. Activation : You will generally need to call a specific number or access an online portal to activate the card. During this process, you can also set up a PIN for your new card.

What is the card brand?




Does this card have an annual fee?

The annual fee for the MBNA True Line Mastercard Canada card is CAD$99. However, this fee may be waived if the cardholder spends at least CAD$1,500 on purchases in the first year of using the card.

Is a minimum income required to apply for this card?


The minimum income requirement for the MBNA True Line Mastercard Canada card is CAD$12,000 per year. However, MBNA may consider lower incomes for applicants with a good credit history.

MBNA also considers other factors when evaluating eligibility for a credit card, including the applicant’s credit history, number of accounts opened, and credit usage.

Main benefits of the MBNA True Line Mastercard credit card


The MBNA True Line Mastercard Canada card brings with it several advantages. Understand the details of each of them better with the following topic:

MBNA True Line Card
  • Zero interest for the first 21 months: This more affordable rate is ideal for those looking to transfer their balance from one credit card to another with lower interest rates.
  • Accumulation of points : For every dollar spent, the holder accumulates 1 point, which can be converted into prizes such as money, travel or products.
  • No annual fee : If purchases above CAD$1,500 are made in the first year, the annual fee will not be charged.


Additionally, the MBNA True Line Mastercard Canada card has other valuable features:

  • Purchase protection : Guarantee against theft and loss of purchased items.
  • Travel insurance : Includes benefits such as coverage for canceled flights, delayed baggage and emergency medical expenses.
  • Identity theft coverage : Provides reimbursement for expenses linked to cases of identity theft.

In short, this card is an interesting alternative for those who want to transfer balances from cards with higher interest rates, in addition to bringing with them loyalty rewards and additional benefits such as security in purchases and travel policies.

How to download the MBNA app

To download the MBNA app, follow these steps. The procedure is very simple and can be carried out in a few minutes through the application.

  1. Open the App Store or Google Play on your device.
  2. Search for “MBNA”.
  3. Tap the “MBNA Mobile App” icon.
  4. Tap “Get” or “Install”.
  5. Once the app is installed, open it and log in with your Online Services username and password.

If you don’t have an Online Services account, you can create one through the app.

Here are some requirements for downloading and using the MBNA app:

  • A device running a recent version of iOS or Android
  • Wi-Fi or 3G/4G data on your phone
  • An Apple App Store or Google Play account
  • An Online Services username and password
  • An up-to-date phone number registered with MBNA

How do I request a duplicate card?

To request a duplicate MBNA credit card, you can:

  • Call MBNA Customer Service at 1-800-347-6262.
  • Log in to your MBNA Online Services account and select “My Card” > “Replace Card & PINs” > “Replace Card”.
  • Use the MBNA Mobile App and select “My Card” > “Replace Card & PINs” > “Replace Card”.

When you request a duplicate card, MBNA will cancel your current card and send you a new one with the same account number and expiration date. Your new card should arrive within 5 business days.

Here are some things to keep in mind when requesting a duplicate MBNA credit card:

  • You may be charged a fee for requesting a duplicate card.
  • Your current card will be cancelled immediately, so you won’t be able to use it until your new card arrives.
  • You’ll need to activate your new card before you can use it.

If you have any questions about requesting a duplicate MBNA credit card, please contact MBNA Customer Service.

How to contact MBNA Bank?

There are several ways to contact MBNA Bank:

  • Call MBNA Customer Service at 1-800-347-6262. This is the fastest way to get help with your account.
  • Log in to your MBNA Online Services account and select “Contact Us”. From here, you can send MBNA a secure message or request a callback.
  • Use the MBNA Mobile App and select “Contact Us”. You can send MBNA a secure message or request a callback from the app.

Please note that MBNA Bank does not accept mail at this address. Mail sent to this address will be forwarded to the appropriate department, but it may take longer to receive a response.

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