How to apply for the American Express Nectar Card



The American Express Nectar card stands out on the financial scene as an option full of benefits for its users. Designed through a partnership between renowned financial institution American Express and the Nectar loyalty program, it combines the brand’s expertise and trust with the program’s attractive rewards.

By opting for this card, users not only enjoy secure financial management, but also accumulate valuable points, which can be exchanged for a variety of products and services. In this introduction, we will dive into the key perks and benefits that make the American Express Nectar card a preferred choice for many consumers.

How do I apply for the American Express Nectar card?

To apply for the American Express Nectar card, you must follow a standard procedure, similar to other credit cards, but with specific nuances related to the card’s association with the Nectar loyalty program. Here is a step-by-step guide to make the process easier:

American Express Nectar
  1. Research and Information: Before applying, it is advisable to find out about all of the benefits, fees, requirements and features of the American Express Nectar Card to determine if it aligns with your financial needs.
  2. Visit the Official Website: Visit the official American Express website . There, you will find detailed information about the Nectar card and a button or link to start the application process.
  3. Registration: Click on the request button or link. You will be directed to a page where you will need to fill in your personal details, including name, address, income details, among others.
  4. Nectar Information: As this is a card associated with the Nectar program, you may be asked to provide your Nectar membership number or create a program account if you do not already have one.
  5. Credit Assessment: American Express will perform a credit check to assess your eligibility. Please ensure that all information provided is accurate to avoid delays or denials.
  6. Analysis and Response: After submitting your request, there will be a review period. Wait times may vary, but generally, you will receive a response within a few days or weeks.
  7. Receiving the Card: If approved, the card will be sent to the address provided during the registration process. When you receive it, follow the instructions to activate it and set a personal password.



Once activated, you can start using your American Express Nectar card and enjoy its benefits, accumulating loyalty program points with every purchase.

What is the card brand?

American Express.

Does this card have an annual fee?


Yes. The annual fee for the American Express Nectar card is £25 for the first and subsequent years. However, it is possible to get a £20 discount on the annual fee if you spend at least £2,000 on purchases on the card in the first year.

Is a minimum income required to apply for this card?

The minimum income required for the American Express Nectar card is £10,000.

Main benefits of the American Express Nectar card


Highlights of the American Express Nectar card in the UK include:

American Express Nectar
  • Accumulation of Nectar Points: For every pound (£1) spent, 1 Nectar point is accumulated. These points can be converted into flights, hotel stays, products and other services.
  • Priority Pass Lounge Entry: Cardholders have access to exclusive Priority Pass Lounges around the world.
  • Travel Protection: The card comes with travel insurance that covers medical expenses, eventualities such as flight cancellations and lost luggage.
  • Coverage for Rented Cars: When renting a vehicle, the user has insurance that covers collisions, theft and damage to other people or property.
  • Cashback Program: Earn cashback on eligible purchases.
  • Protected Purchases: Protection against theft and damage on eligible purchases.
  • Extended Purchase Guarantee: Additional coverage for eligible products.
  • Price Protection: Get a price difference refund if you find a cheaper product elsewhere.

How to download the American Express app?


Downloading the American Express app is a simple process and similar to other banking or financial apps. Here’s a step-by-step guide for Android and iOS devices:

For Android devices (Google Play Store):

  1. Open “Google Play Store” on your device.
  2. Tap the magnifying glass (search) icon and type “American Express.”
  3. Locate the official American Express app in the results list.
  4. Tap the app and then click “Install.”
  5. Please wait while the app is downloaded and installed on your device.
  6. After installation, you can open the app and log in with your American Express details.

For iOS devices (App Store):

  1. Open the “App Store” on your device.
  2. In the search bar, type “American Express.”
  3. Find the official American Express app and tap it.
  4. Tap “Get” or the cloud icon (if you’ve previously downloaded the app).
  5. If prompted, authenticate the installation using Face ID, Touch ID, or your Apple ID password.
  6. Wait for the download and installation to complete.
  7. Once installed, open the app and sign in with your American Express credentials.

Remember that it is essential to download and install applications only from official sources (Google Play Store or App Store) to ensure the security of your information. Also, keep the app updated to benefit from the latest features and security fixes.

How do I request a duplicate card?

To obtain a new copy of the American Express Nectar card, follow these procedures:

Via Website or App:

  1. Access the American Express online platform, whether through the website or app.
  2. Log in with your access credentials.
  3. Go to the “Cards” section.
  4. Choose the card you need a new copy for.
  5. Select “Request new copy”.
  6. Complete the request form.
  7. Provide your card security information.
  8. Click “Submit”.
  9. The American Express team will confirm the request and send the card to the address linked to your account.

Via Telephone: For a call request, dial customer service on 0800 917 8000.

In person: If you prefer, go to an American Express service point to request a new copy of your Nectar card.

How do I contact American Express?

Check below the telephone numbers to communicate with American Express bank:

  • Call Center:  0333 321 3212
  • SAC for Hearing or Speech Impairment:  0800 085 3212
  • Ombudsman:  0333 321 3212

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