In an era where the quest for efficiency and value for money are highly prized, the Citi Double Cash card has emerged as an extremely attractive proposition in the credit card landscape. Renowned for its simple yet powerful approach to rewards, this card offers its cardholders the unique opportunity to earn cashback not once, but twice – once during purchase and again when making payment.
This dual rewards system, coupled with a host of other benefits and features, gives Citi Double Cash a special highlight for those who want to maximize their earnings without getting involved in complex rewards programs. Let’s explore the various advantages that make this card a valuable option in any conscious consumer’s portfolio.
Benefits and Advantages Citi Double Cash Card
The Citi Double Cash card is a credit card issued by Citi bank that offers cardholders the opportunity to earn cash back on all purchases. The card offers a flat rate of 2% back on everything you buy: you’ll earn 1% back when you make purchases and 1% back when you pay them off, as long as you make at least the minimum payment on time every month.
- High ongoing rewards rate: With the Citi Double Cash card, you’ll earn cash back at a healthy rate by using the card for everyday purchases. The 2% fixed rate is one of the highest available for a card with no annual fee;
- Simplicity of rewards:The card offers a flat rate of 2% back on everything you buy: you’ll earn 1% back when you make purchases and 1% back when you pay them off, as long as you make at least the minimum payment on time every month. This means you don’t have to worry about rotating categories or caps;
- Attractive introductory balance transfer offer: The card also offers 18 months of 0% APR (18.49% to 28.49% APR variable thereafter) to pay off old debts without incurring finance charges. This can be a great way to save money on interest while paying off your debt;
- Redemption flexibility:You can redeem your cash rewards for Citi ThankYou points, statement credit, check or direct deposit. This gives you a lot of flexibility to use your rewards in the way that suits you best;
- No annual fees: The Citi Double Cash card has no annual fee, which means you can enjoy all of its benefits without having to pay anything extra;
- Fraud protection: The card offers 24/7 fraud protection, which means you can rest easy knowing you’re protected against fraudulent activity;
- Customizable account alerts: You can customize your alerts to receive notifications about important activity on your account, such as overdue payments or large purchases;
- Access to Citi Entertainment: As a Citi Double Cash cardholder, you’ll have access to Citi Entertainment, which offers exclusive tickets to concerts, sporting events and more;
- 24/7 Customer Service: Citi customer service is available 24 hours a day, 7 days a week to help you with any questions or issues you may have with your card.
Minimum Income Requirement
The minimum income to get the Citi Double Cash Card is $5,000 per year.
The Citi Double Cash Card has no annual fee. You get 2% cashback on all purchases, with no limit on the amount. Cashback is given in two parts: 1% at the time of purchase and 1% at the time of bill payment.
The Citi Double Cash Card does not charge IOF on purchases made in the US. However, the card charges IOF of 3% on purchases made in foreign currency.
The Citi Double Cash app is a valuable tool for anyone who owns a Citi Double Cash card. With the app, you can manage your credit card easily and efficiently.
The Citi Double Cash app is a great way to manage your credit card. With the app, you can do the following:
- View your balance and transaction history;
- Make payments;
- Apply for new cards;
- Manage your password;
- Activate and deactivate your card.
A simple search would help you, but here are some options:
- Phone: You can call the Citi customer service number for general support and support for credit cards, checking and savings accounts, loans, and investments. The number is 1-800-950-51141. For Spanish service, the number is 1-800-947-91001;
- Website: You can visit the Citi website and look for answers in the Help Center2;
- Mail: You can also contact Citi by mail. The address is: Citibank Customer Service, P.O. Box 6500, Sioux Falls, SD 57117.