Scotiabank is one of Canada’s largest banks, headquartered in Toronto, Ontario. The bank offers a variety of financial products and services, including checking accounts, savings accounts, loans, investments and credit cards.
Scotiabank’s Gold American Express credit card is a premium credit card that offers valuable rewards for travelers and shoppers.
With the Gold American Express card, you earn 2 Scene+ points per dollar spent on restaurants, in-store purchases and travel. You also have access to travel benefits such as travel insurance and access to VIP lounges. The Gold American Express card is a great option for those looking for valuable rewards and travel benefits.
How do I apply for the Scotiabank Gold American Express credit card?
To apply for the Scotiabank Gold American Express credit card, you can either visit the Scotiabank website or call the customer service number on the back of your current Scotiabank credit card. Once you’ve started the application process, you’ll be asked to provide some basic information about yourself, such as your name, address, and income. You’ll also need to provide your Social Insurance Number (SIN) and your credit history.
Once you’ve submitted your application, Scotiabank will review your information and make a decision. If you’re approved, you’ll receive your new card in the mail within 7-10 business days.
Here are some tips for increasing your chances of approval:
- Make sure you have a good credit score;
- Have a steady income;
- Keep your debt-to-income ratio low;
- Be honest and accurate on your application;
If you’re not approved for the Scotiabank Gold American Express credit card, you may want to consider applying for a different Scotiabank credit card, such as the Scotiabank Simply Cash credit card or the Scotiabank Momentum Visa Infinite card. These cards offer different rewards programs and benefits, so you can choose the one that’s right for you.
What is the card brand?
The Scotiabank Gold American Express credit card is a co-branded card issued by Scotiabank and American Express.
Does this card have an annual fee?
Yes, the Scotiabank Gold American Express credit card has an annual fee of $120.
Is a minimum income required to apply for this card?
Yes, there is a minimum income required to apply for the Scotiabank Gold American Express credit card. The minimum income requirement is $12,000.
Main benefits of the Scotiabank Gold American Express credit card:
The card offers a generous reward score in three important categories: restaurants, in-store purchases and travel. This means you can quickly earn points to redeem for rewards such as airline tickets, merchandise and bill credits.
The card offers a variety of travel benefits, including travel insurance, access to VIP lounges and rental car insurance. This can help protect you against unexpected expenses and make your trips more comfortable.
The card offers a range of purchase protection benefits, including extended warranty and theft insurance. This can help you protect your investments in purchases.
How the benefits can be used
The benefits of the Scotiabank Gold American Express credit card can be used in various ways. For example, you can use your Scene+ points to book airline tickets for a family vacation. You can also use the card’s travel insurance to cover unexpected medical expenses during a business trip. And you can use the card’s extended warranty to extend the warranty coverage of a product you bought with the card.
On top of all that, you’ll also get:
- Earn 2 Scene+ points for every $1 spent on restaurants, groceries, and travel
- Redeem Scene+ points for a variety of rewards, such as travel, merchandise, and statement credits
- No foreign transaction fees
- Airport lounge access with Priority Pass Select membership
How to download the Scotiabank Gold American Express app:
To download the Scotiabank Gold American Express app, visit the App Store or Google Play and search for “Scotiabank Gold American Express.” Once you have found the app, click “Install” to download it.
How to contact Scotiabank?
Here are Scotiabank’s contact details for the Scotiabank Gold American Express credit card in Canada:
- Phone: 1-800-472-6842;
- Address: 100 King Street West, Toronto, ON M5X 1A7, Canada;
- Website: https://www.scotiabank.com/ca/en/personal/credit-cards/american-express/gold-card.html.
You can also contact Scotiabank by chat or e-mail. For more information, visit the bank’s website.
How do I request a duplicate card?
To request a duplicate Scotiabank Gold American Express credit card, you can either call customer service at 1-800-472-6842 or request it online.
To request a duplicate card online, visit the Scotiabank website and log in to your account. Then, click on the “Cards” tab and select the “Scotiabank Gold American Express Card.” Next, click on the “Request a duplicate card” link and follow the instructions.
There is a fee of $25 for requesting a duplicate card.